Last updated: August 13, 2026
Digital Accounting Zone LLC (“D.A.Z.,” “we,” “us,” or “our”) operates this website and our products, including Accounting Zealot. This Privacy Policy explains how we collect, use, and protect your information.
Accounting Zealot's core app stores your data locally on your device. AI-powered categorization runs on-device by default using a local language model — nothing is sent to an external server unless you choose otherwise.
Core app (no account required): We do not collect any personal information. All data remains on your device.
Signing in:Some features require an account. We authenticate you through Google Sign-In — we never receive or store a password. We collect the email address and name Google provides at sign-in.
Optional AI providers (bring your own key):By default, AI categorization runs entirely on your device and no transaction data leaves it. If you choose to, you can configure your own API key for a cloud AI provider — currently Anthropic, OpenAI, Groq, OpenRouter, or a local server such as Ollama or LM Studio. This is entirely your choice and your own account with that provider: if you enable it, the transaction data you send is transmitted directly to the provider you selected using your key, subject to that provider's own terms and privacy policy, not ours. We do not send your data to any AI provider unless you explicitly configure this.
Auto-Import subscription (optional):If you subscribe to the automatic bank import add-on, we connect to your bank through Plaid to retrieve transaction data. We do not receive or store your bank login credentials — Plaid handles authentication directly.
Payment information for paid subscriptions is processed by Stripe. We do not store credit card numbers.
We use the information above solely to provide our services: authenticating you, delivering bank transactions you've connected via Plaid, and processing subscription payments. We do not use your data to train AI models, and we do not sell your data.
If you text our business number, (254) 329-3291, we use your mobile phone number and the content of your messages to respond to you, including through an automated reply system. If you are saved as a contact of the number's owner, your message and recent conversation history may be sent to Anthropic (Claude Haiku) to generate that reply; if you are not a saved contact, you receive a canned reply and no message content is sent to any AI provider. We do not share mobile phone numbers or SMS opt-in data with third parties for marketing or promotional purposes. Message frequency varies depending on your conversation with us. Message and data rates may apply. You can opt out at any time by replying STOP.
Your local app data is stored on your device. For account-based features, we use encryption at rest and in transit, row-level security in our database, and industry-standard practices to protect your data.
We do not sell your data. We share data only with service providers necessary to operate our products: Google (sign-in), Supabase (authentication and database), Plaid (bank connections), Stripe (payments), and Vercel (hosting). If you choose to enable a cloud AI provider yourself, the provider you selected receives the data you send it directly, under your own account with that provider — not as a D.A.Z. service provider.
SMS service providers:Texts to our business number are carried by Twilio, and the message content and phone numbers involved are stored in a database hosted by Render. If you are a saved contact of the number's owner, your message and recent conversation history may also be sent to Anthropic (Claude Haiku) to generate a reply; unknown senders receive a canned reply with no AI provider involved.
Your local app data remains on your device until you delete it. For account-based features, we retain your data for as long as your account is active. If you cancel a subscription, related connection and authentication data (such as your Plaid link) is deleted within 30 days. You can request deletion of your data at any time — see Your Rights below.
SMS messages: this deletion and export process does not cover text messages. If you text our business number, your phone number and message content are stored indefinitely and there is currently no self-service or on-request deletion path for SMS data.
Our products are not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, contact us and we will delete it.
We may update this policy from time to time. Material changes will be noted by updating the date at the top of this page.
You can export or delete your data at any time. For requests, contact us at support@digitalaccountingzone.com.
Questions? Email us at support@digitalaccountingzone.com.